Condominium insurance must be obtained by each Owner for each owned unit. Owners/Residents are responsible for all damage to the condominium and/or loss or damage to personal property due to fire, theft, vandalism or water damage.  Please see Article 8, Section 8.7 of the MHW Bylaws. Additionally, the Association has adopted the requirement that each Owner have the following added as an additional insured on each policy.  A current Declaration page is to be supplied to the Association naming the additional insured:

Sunchine Creek Condominiums

C/O 6107 SW Murray Blvd., #313

Beaverton, OR  97008

It is recommended that Owners obtain Loss Assessments Coverage for Earthquake.  That is Endorsement 440.  This endorsement provides coverage for the insured’s share of special loss assessments charged by a corporation or association of property owners as a result of direct loss by earthquake to property owned by all members collectively. The limit is the most that will be paid for any one loss, regardless of the number of assessments. Without this coverage, Owners will be individually responsible for a deductible amount determined by the Association in the event of a catastrophic or other loss.